Something honest has arrived in claims. Your money, your claim, 100% yours.
Detect claims in minutes inside your unique Consumer Claims Passport.
Check any financial product for overcharging, miscalculation, breaches and mis-selling. The platform auto generates your evidenced reports, you send them live from the Passport account straight to the provider, any payout goes directly to you. No middleman, no percentage taken.
Instantly generate & view your unique for life claims passport.
No passport fee. Your passport is "For Life" and created with your first claim.
Please complete all four fields with a valid email.
£0 for the passport. Your first claim purchase creates it and opens your account.
You could uncover £0 in a single year.
Just by checking the products you already pay for. Most people never do.
One claim a month • twelve products over twelve months • you keep 100%
Figures are category averages and vary by case.
Four steps. You stay in control.
The platform does the analysis and builds the documentation. You review, then send it yourself, directly to your provider and, if needed, the Financial Ombudsman.
Check
Select a claim product, open your account, and the AI prompts review it for overcharging, breaches and mis-selling in real time.
Confirm
The system confirms your claim parameters and generates all the appropriate, fully evidenced documentation.
Click
Review your complaint and claim, ready for a live, time and date stamped submission to your bank or provider.
Process
Submit in seconds. See an estimated success rate and payout range, with an automatic route to the Ombudsman if a provider stalls.
Welcome.
Add any claim products below to your passport. When you are ready, continue to the secure platform to open your account and pay. Any payout stays 100% yours.
Pick what you want to check.
One catalogue, filterable by tier, with live platform pricing. Add to your passport here, then check out securely on the platform.
Recover business overcharging the same way.
Business bank accounts and cards, commercial mortgages, business energy mis-selling, bounce back and business loans, late payment reclaims and equipment finance. Check, confirm, click and claim on the platform, keeping the recovery in house.
View business claimsA software company, not a claims firm.
A UK AI fintech with more than 45 years of combined claims experience, built to make the financial products market work fairer for consumers. The platform is a reactive, real time online dispute resolution tool: it identifies potential overcharging, errors, mis-selling and compliance breaches, then helps you evidence and submit your own complaint.
Reports are built to recognised standards, with mortgage, investment and pension outputs aligned to CeMAP, CISI, PMI and CeRCH frameworks. Because you act for yourself, you keep 100% of any payout.
Do it yourself, keep it all
No claims company fee and no percentage of your payout. You only pay the small per product check fee.
Real time and evidenced
Structured, compliant reports generated from a purpose built financial product compliance index.
Straight to the regulator if needed
If a provider fails to deal with your complaint in time, route it to the Financial Ombudsman in a click.
Our own AI, not a wrapper
Runs on OCC's own small language model on OCC controlled infrastructure. We do not use third party LLM wrappers.
Talk to us.
Glasgow office
Strathclyde Business Park
New Alderston House
3 Dove Wynd
North Lanarkshire
ML4 3FB
Tel 0141 536 0027
Manchester office
82 King Street
Manchester
M2 4WQ
Tel 0161 394 1675
inquiries@occ-uk.com
Account and support
Open your platform account to start, save and submit claims.
Create my passport